David showed me how an IUL could replace my Roth IRA contributions. Brilliant strategy.
David Chen
Listed ProducerLicensed life insurance agent in New York, NY · Independent producer on Licensedproducer
Retirement & IUL Strategy Expert
About David Chen
Stop losing money to market volatility. I structure life insurance contracts that capture stock market gains without the risk of market losses — creating a tax-free retirement income stream that lasts as long as you do.
Life insurance services in New York, NY
David Chen is an independent life insurance producer listed on Licensedproducer, based in New York, NY. Consumers use this profile to review credentials, specialties, and reviews, then request a free quote that goes only to this agent.
- Indexed Universal Life (IUL) and related life coverage needs
- Annuities
- Term Life
- Free, no-obligation quote request (your contact is never auctioned)
- 15+ years of industry experience
Specialties
Carrier Appointments
Licensing & verification
- NPN: 4509123 · Look up on NIPR
- Reported licenses:
- NY — active (expires Apr 2027)
- License status on Licensedproducer: verified
- Background status: clear
- Carrier appointments status: verified
- Last platform check: April 2, 2026
Licensedproducer is a private directory, not a government agency. Confirm any producer’s active license with your state Department of Insurance before purchasing coverage.
Request a free quote from David Chen
Your request goes directly to David Chen. We never sell your information. No spam call centers.
Testimonials
Real clients David has helped — verified reviews and recorded calls, straight from the source.
“David walked me through term life in about twenty minutes. Clear, no pressure, great rate.”
“Straight shooter. Helped me replace an old policy without the upsell nonsense.”
— Michael T.
“Best experience shopping life insurance in NYC. David answered every question same day.”
— Emily R.
Recent reviews
Very knowledgeable. The IUL took time to understand but David was always available to explain.
Frequently asked questions about David Chen
Is David Chen a licensed life insurance agent? ▾
David Chen is listed on Licensedproducer as an independent life insurance producer (NPN 4509123). License and background statuses on this profile reflect our private checks and the producer’s self-reported credentials. Always confirm active licensing with your state Department of Insurance or NIPR before buying a policy.
What life insurance products does David help with? ▾
David works with consumers on Indexed Universal Life (IUL), Annuities, Term Life and serves clients from New York, NY. Independent producers can typically shop multiple carriers rather than one captive company.
How do I contact David Chen? ▾
Use the free quote request form on this Licensedproducer profile. Your information is sent only to David — we do not auction your phone number to multiple call centers.
How do I find a life insurance agent near New York, NY? ▾
Browse verified producer profiles on Licensedproducer by ZIP code on the homepage, or request a quote from David Chen if they serve New York, NY. Every listing is free for consumers to view and contact.
How We Verify Every Agent
Triple-verified before listing. Annual re-checks. No exceptions.
License
Real-time NIPR check confirms an active state license.
Background
Criminal & financial screening. Fraud = disqualification.
Carriers
Multiple carrier appointments — independent & impartial.
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