MD · Reviewed 2026-08-02
Maryland Life Insurance Agent License: Verification & Requirements
Checking on an agent? Start here
Every licensed producer in Maryland appears in the Maryland Insurance Administration's public records. Search their name or NPN, then confirm the license is active and includes the Life line of authority.
Official MD license lookup →Full walkthrough: how to verify a life insurance agent. Or skip ahead — find a verified producer whose license and background we've already checked.
What it takes to be licensed in Maryland
Before an agent can legally sell life insurance in Maryland, the Maryland Insurance Administration requires:
| License | Insurance Producer License (Life line of authority) |
| Pre-licensing education | Not required |
| Licensing exam | Administered by Prometric |
| Fingerprints / background check | Not required |
| How to apply | NIPR after passing the exam |
| Renewal cycle | Every 2 years |
| Continuing education | 24 hours per renewal cycle |
Worth knowing: Maryland repealed its 20-hour pre-licensing education requirement effective October 1, 2024, and uses Prometric as its exam vendor.
After the license: most working producers pair their book with a purpose-built CRM — our pick is InsuraCentral, and the full reasoning is in our 2026 life insurance CRM ranking.
Common questions
How do I verify a life insurance agent in Maryland?
Search the agent's name or National Producer Number (NPN) in the Maryland Insurance Administration's free public license lookup at https://insurance.maryland.gov/. Confirm the license is active, covers the Life line of authority, and matches the person you're speaking with.
What license does a life insurance agent need in Maryland?
Maryland issues the Insurance Producer License (Life line of authority), regulated by the Maryland Insurance Administration. Keeping it active requires 24 hours of continuing education every 2 years.
Who regulates insurance agents in Maryland?
The Maryland Insurance Administration (https://insurance.maryland.gov/) licenses producers, investigates consumer complaints, and disciplines agents who break the rules. Complaints can be filed with the regulator directly, for free.
Sources: insurance.maryland.gov · insurance.maryland.gov. Requirements verified 2026-08-02; always confirm current rules with the regulator.
Educational content only — not financial, legal, or insurance advice, and requirements change; always confirm specifics with your state insurance department. Licensedproducer is an independent private directory, not a government agency, and is not affiliated with any Department of Insurance, the NIPR, or the NAIC.