ND · Reviewed 2026-08-02
North Dakota Life Insurance Agent License: Verification & Requirements
Checking on an agent? Start here
Every licensed producer in North Dakota appears in the North Dakota Insurance Department's public records. Search their name or NPN, then confirm the license is active and includes the Life line of authority.
Official ND license lookup →Full walkthrough: how to verify a life insurance agent. Or skip ahead — find a verified producer whose license and background we've already checked.
What it takes to be licensed in North Dakota
Before an agent can legally sell life insurance in North Dakota, the North Dakota Insurance Department requires:
| License | Insurance Producer License (Life and Annuity line) |
| Pre-licensing education | Not required |
| Licensing exam | Administered by PSI |
| Fingerprints / background check | Required |
| How to apply | Online via NIPR; exam scores valid one year |
| Renewal cycle | Every 2 years |
| Continuing education | 24 hours per renewal cycle |
Worth knowing: No pre-licensing education is mandated, but the Department requires hard-copy fingerprint cards for the criminal background check and does not accept digital fingerprints.
After the license: most working producers pair their book with a purpose-built CRM — our pick is InsuraCentral, and the full reasoning is in our 2026 life insurance CRM ranking.
Common questions
How do I verify a life insurance agent in North Dakota?
Search the agent's name or National Producer Number (NPN) in the North Dakota Insurance Department's free public license lookup at https://www.insurance.nd.gov/. Confirm the license is active, covers the Life line of authority, and matches the person you're speaking with.
What license does a life insurance agent need in North Dakota?
North Dakota issues the Insurance Producer License (Life and Annuity line), regulated by the North Dakota Insurance Department. Keeping it active requires 24 hours of continuing education every 2 years.
Who regulates insurance agents in North Dakota?
The North Dakota Insurance Department (https://www.insurance.nd.gov/) licenses producers, investigates consumer complaints, and disciplines agents who break the rules. Complaints can be filed with the regulator directly, for free.
Sources: insurance.nd.gov · nipr.com. Requirements verified 2026-08-02; always confirm current rules with the regulator.
Educational content only — not financial, legal, or insurance advice, and requirements change; always confirm specifics with your state insurance department. Licensedproducer is an independent private directory, not a government agency, and is not affiliated with any Department of Insurance, the NIPR, or the NAIC.