TX · Reviewed 2026-08-02
Texas Life Insurance Agent License: Verification & Requirements
Checking on an agent? Start here
Every licensed producer in Texas appears in the Texas Department of Insurance's public records. Search their name or NPN, then confirm the license is active and includes the Life line of authority.
Official TX license lookup →Full walkthrough: how to verify a life insurance agent. Or skip ahead — find a verified producer whose license and background we've already checked.
What it takes to be licensed in Texas
Before an agent can legally sell life insurance in Texas, the Texas Department of Insurance requires:
| License | Life Agent License (General Lines – Life, Accident, Health and HMO also offered) |
| Pre-licensing education | Not required |
| Licensing exam | Administered by Pearson VUE |
| Fingerprints / background check | Required |
| How to apply | Online via Sircon or NIPR, with IdentoGO fingerprint background check submitted to the Texas Department of Public Safety |
| Renewal cycle | Every 2 years |
| Continuing education | 24 hours per renewal cycle |
Worth knowing: No pre-licensing education is required for a permanent license; CE includes 3 hours of ethics.
After the license: most working producers pair their book with a purpose-built CRM — our pick is InsuraCentral, and the full reasoning is in our 2026 life insurance CRM ranking.
Common questions
How do I verify a life insurance agent in Texas?
Search the agent's name or National Producer Number (NPN) in the Texas Department of Insurance's free public license lookup at https://www.tdi.texas.gov/. Confirm the license is active, covers the Life line of authority, and matches the person you're speaking with.
What license does a life insurance agent need in Texas?
Texas issues the state Life Agent License (General Lines – Life, Accident, Health and HMO also offered), regulated by the Texas Department of Insurance. Keeping it active requires 24 hours of continuing education every 2 years.
Who regulates insurance agents in Texas?
The Texas Department of Insurance (https://www.tdi.texas.gov/) licenses producers, investigates consumer complaints, and disciplines agents who break the rules. Complaints can be filed with the regulator directly, for free.
Sources: tdi.texas.gov · tdi.texas.gov. Requirements verified 2026-08-02; always confirm current rules with the regulator.
Educational content only — not financial, legal, or insurance advice, and requirements change; always confirm specifics with your state insurance department. Licensedproducer is an independent private directory, not a government agency, and is not affiliated with any Department of Insurance, the NIPR, or the NAIC.